If you have been injured on the job in Tennessee, you are likely wondering how long you can count on workers’ compensation to support you while you recover. The good news is that all necessary medical care related to your workplace injury will be covered for as long as treatment is needed.
However, when it comes to disability benefits—the payments that replace a portion of your lost wages—the rules are more complex. These benefits are subject to time limits and conditions that vary depending on the severity of your injury and your ability to return to work.
Consult for free with a Knoxville workers’ comp attorney today — call (865) 691-2777.
How Soon Can You Start Receiving Workers’ Comp in Tennessee?
In Tennessee, there is a short waiting period before your wage replacement benefits begin. You must be off work for seven consecutive days before benefits kick in. However, if your disability lasts more than 14 days, you will be paid retroactively for those first seven days. Once your claim is filed and approved, payments typically start within two to three weeks.
The Duration of Temporary Disability Benefits
Temporary disability benefits are designed to help you while you heal. If your injury completely prevents you from working, you may qualify for temporary total disability (TTD) benefits. These payments equal two-thirds of your average weekly wage, up to the state maximum.
TTD benefits continue for as long as your doctor certifies that you cannot work. They end when you return to work, when your doctor determines you have reached maximum medical improvement (MMI), or when you are no longer considered totally disabled.
If you can return to work in a reduced capacity, you may receive temporary partial disability (TPD) benefits instead. TPD helps make up the difference in your wages during this period. These benefits last as long as your reduced capacity continues, up to a maximum of 450 weeks. They end when you recover, return to full-time work, or reach MMI.
Permanent Disability Benefits and How Long They Last
If you suffer a permanent impairment but can still work, you may qualify for permanent partial disability (PPD) benefits. The number of weeks you receive PPD payments depends on several factors, including which body part was injured, the percentage of impairment assigned by your doctor, and whether you returned to work with your pre-injury employer. The maximum benefit period is generally 450 weeks.
In more severe cases where your injuries prevent you from ever returning to any type of work, you may qualify for permanent total disability (PTD) benefits. These benefits can continue until you reach retirement age.
Talk to a Workers’ Compensation Lawyer About Your Benefits
Workers’ compensation benefits can be difficult to navigate alone. An attorney can help you understand what benefits you are entitled to, ensure that your claim is properly documented and filed, and advocate on your behalf if your benefits are denied or disputed.
Schedule a free consultation with a Knoxville personal injury lawyer to discuss your situation and protect your rights.