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Time is Not on Your Side After a Car Accident

It happens when we least expect it, you are driving around taking care of your busy life and all of a sudden…you are hit by a careless driver. Now, after a car accident, you are injured and your car is damaged. After getting back from your doctor, you get a phone call and it’s the insurance company for the driver that hit you. They are quick to offer you a settlement on your property damage, but when you mention your injuries they say that can’t accept responsibility until they complete their investigation. Over the next few months, you call the adjuster for an update and you don’t get a return call, or when you do you are told that the investigation is not yet complete.

We have heard this exact same story time and again, and there is a very good reason why. Remember that the adjuster represents the insurance company for the driver that caused your injuries and they aren’t in any hurry to pay for your medical bills. In fact, if they can drag out your claim long enough you might not have a claim to pursue anymore thanks to a law that bars recovery unless action is taken within a specific period of time called the statute of limitations. Under TCA 28-3-104, “an action for injuries to the person shall be commenced within one year after the cause of action accrued.” This means that there is a one-year statute of limitations for injuries you sustain in a car accident.

Dragging out your claim for more than one year isn’t the only thing to worry about. By just waiting more than a few weeks to seek treatment for your injuries, you could be limiting your recovery. For one thing, not seeking medical treatment when you need it isn’t smart because you may need a doctor’s attention. But, also delaying your care can affect the valuation of a claim by an insurance company or by a jury. Any delay in seeking treatment, no matter what the circumstance, could be seen as an indication that you don’t have an injury. That’s why we recommend seeking medical treatment only when you actually need it and without delay.

Recovery for car accident injuries is complex and speaking with an experienced car accident attorney is the only way to be sure that you aren’t’ running out of time to act and that you are getting everything you are entitled to under Tennessee law.

Client Reviews
★★★★★
"We tried to go through the insurance company ourselves, but they basically just laughed at us. So I got in touch with The Lawyers of Brown & Roberto. The insurance company's attitude really changed, and within a week we had our car replaced and rehabilitation going for my wife. The Lawyers of Brown & Roberto stuck in there and fought for us." J. Felver
★★★★★
"Had it not been for The Lawyers of Brown & Roberto, I would be in a mess. I would not have been able to handle the paper work or things that would have been required to stand in a court of law myself. They got the most that I could have gotten for any injury that I had. I was more than pleased with the settlement. They handled my case promptly and very professionally." D. Blakeman
★★★★★
"I would recommend The Lawyers of Brown & Roberto because they are for the client. They are extremely tough when they go to court, they keep you well informed, and they treat you as a person. They are extremely good attorneys. They changed my life. They helped my life because they believed in me. They fought for me. I thank God for them." C. Scarbrough